These Oatmeal Pumpkin Banana Muffins are hearty, fluffy, and full of cozy pumpkin spice flavor with just the right amount of banana sweetness. Made with ground oats and naturally sweetened with maple syrup or honey, they’re naturally gluten-free and perfect for fall breakfast-ing, snacking, and stocking the freezer. Mini chocolate chips are optional…but very much encouraged around here.

A close-up of banana pumpkin muffins cooling on a wire rack, with chocolate chips, bananas, and oats visible nearby.

Pumpkin Banana Muffins made With Oats (and easily gluten-free!)

I worked for a LONG time on my Whole Wheat Pumpkin Banana Bread (2 years, in fact!) and absolutely love love love that recipe. And listen, there are times when I want a loaf. But most of the time when I am making something easy for us to grab for a snack or breakfast, I want a muffin recipe. Something that will bake up quickly, that is are pre-portioned so its a grab-and-go situation and that is also easy to store since muffins are my meal prep MVP. And since I’ve been back on my oat-muffin kick lately, I really wanted an oat-based muffin version that beloved fall bread. And I bring you Oat Flour Pumpkin Banana Muffins.

And can i just say, they hit that pumpkin-banana balance jusssssst right. The banana adds natural sweetness without taking over the pumpkin, while pumpkin pie spice brings in all those warm fall flavors I want this time of year. They’re made with ground oats, which gives them that hearty oat-muffin feel while still being surprisingly fluffy, and maple syrup or honey adds just enough extra sweetness. And then I added mini chocolate chips because I LOVE chocolate with pumpkin and, if we’re being truthful, they certainly don’t hurt these muffins’ popularity with my family.

However, the chocolate chips are totally optional, though. Leave them out, toss in some chopped nuts, raisins, or dried cranberries (oooh, so good) and make them your own. That’s one of the reasons I love having muffins like these tucked into the freezer: they’re easy to grab for breakfast, add to a lunchbox, or pull out when someone suddenly needs a snack right now. The loaf will always have its moment, but for regular-life fall baking? Muffins are awfully hard to beat. And if you love a good oat flour muffin like I do, I’m just going to the leave these oat flour cottage cheese muffins right here. A questionable mouthful of a recipe, but equally a beloved house staple here.

Let’s make these muffins together. Just you and me…

Oats, chocolate chips, bananas, pumpkin puree, eggs, oil, yogurt, maple syrup, vanilla, baking powder, and cinnamon in bowls on a white marble surface—all the ingredients you need to make delicious banana pumpkin muffins.
Gather up the ingredients. This is all you need!
A blender with oats, cinnamon, and baking powder inside, surrounded by bananas, chocolate chips, olive oil, a bowl of pumpkin puree, a bowl of dark liquid, and an egg on a white surface—everything you need to whip up delicious banana pumpkin muffins.
Place dry ingredients (except for chocolate chips) into a blender.
A hand holds a spoon with flour over a blender, preparing the batter for delicious banana pumpkin muffins. Surrounding the blender are bananas, a bowl of chocolate chips, a bowl of pumpkin puree, oil, and a red liquid in a bowl.
Blend.
A person pours flour from a blender into a glass bowl. Surrounding the bowl are ingredients for banana pumpkin muffins, including ripe bananas, eggs, chocolate chips, a bowl of pumpkin puree, and other baking essentials on a marble countertop.
Pour into a mixing bowl.
Hands holding a bowl with eggs, mashed banana, pumpkin puree, yogurt, and spices being mixed for banana pumpkin muffins; eggshells, banana peel, and chocolate chips are nearby on a marble counter.
Add wet ingredients to the bowl.
A person mixing banana bread batter in a glass bowl with a spatula, perhaps inspired to try making banana pumpkin muffins next. Nearby are banana peels, chocolate chips, and eggshells scattered across the marble countertop.
Mix.
A person stirs chocolate chips into banana bread batter in a glass bowl, preparing it much like they would for banana pumpkin muffins. Eggshells and banana peels are on a white marble countertop nearby.
Stir in chocolate chips.
A person fills muffin liners in a baking tray with batter for banana pumpkin muffins using an ice cream scoop. Some liners are filled, while others remain empty. A glass bowl with more banana pumpkin muffin batter is nearby.
Portion batter into prepared muffin tin cups.
A person adds chocolate chips to banana pumpkin muffin batter in a muffin tray, which sits on a marble countertop. A small bowl of extra chocolate chips is nearby.
Sprinkle a few additional chocolate chips on top of each muffin cup.
A person holds a muffin pan filled with twelve freshly baked banana pumpkin muffins topped with chocolate chips, resting on a cooling rack. Bananas, pumpkin puree, and chocolate chips are nearby.
Bake, cool, eat!

Recipe Testing Notes From Taesha For Pumpkin Banana Muffins

  • Spotty bananas really do make the difference. I made a batch with just-yellow bananas, and they were…fine. But next to my spotty-banana batch, they were noticeably less sweet, and the banana flavor barely came through. Freckly bananas are what give these that banana-bread-meets-pumpkin-season taste.
  • I reach for thick, scoopable pumpkin. Libby’s is my go-to. I’ve noticed some brands are much thinner, almost applesauce-y, because of added water, and that extra liquid ends up in your muffins. If yours looks loose, treat it like grated zucchini: spread it on a few paper towels and gently press out some of the water.
  • Brown sugar and coconut sugar both work. I’ve baked these with each one, swapped 1:1 for the maple syrup, and honestly couldn’t tell them apart from the maple batch. My batter didn’t need any extra moisture, but my bananas were very ripe. If yours are on the firmer side, I’d add a tablespoon or two of extra Greek yogurt.
  • Egg-free works with one tweak. I’ve made these with flax eggs and loved them. An extra ½ teaspoon of baking powder brings back the lift that egg-free muffins sometimes lose.
Banana pumpkin muffins with chocolate chips rest on a cooling rack, with one muffin cut in half to reveal its moist interior. They’re surrounded by a bowl of oats, mashed pumpkin, chocolate chips, and ripe bananas—the perfect ingredients for these irresistible treats.
Banana pumpkin muffins with chocolate chips rest on a cooling rack, surrounded by a bowl of pumpkin puree, a ripe banana, oats, and extra chocolate chips.
5 from 4 votes

Oatmeal Banana Pumpkin Muffins

Yield: 12 muffins
Prep Time: 10 minutes
Cook Time: 18 minutes
Total Time: 28 minutes
Cuisine: American
Course: Breakfast
These Oatmeal Pumpkin Banana Muffins are hearty, fluffy, and full of cozy pumpkin spice flavor with just the right amount of banana sweetness. Made with ground oats and naturally sweetened with maple syrup or honey, they’re naturally gluten-free and perfect for fall breakfast-ing, snacking, and stocking the freezer. Mini chocolate chips are optional…but very much encouraged around here.

Ingredients
 

  • 2¼ cups (240 g) rolled oats, Use certified gluten-free if GF is needed
  • 1½ teaspoons pumpkin pie spice
  • 1 teaspoon baking powder
  • ½ teaspoon baking soda
  • ½ teaspoon salt
  • ¾ cup (187 g) canned pumpkin puree, I found a thicker brands, like Libby, worked best.
  • 1 cup (215 g) mashed ripe banana, about 2 medium bananas
  • ⅓ cup (78.86 ml) maple syrup, or honey
  • ¼ cup (59.15 ml) avocado oil, or neutral tasting oil
  • ¼ cup (59.15 ml) plain Greek yogurt, low fat or full fat.
  • 2 teaspoons vanilla extract
  • 2 large eggs
  • ⅓ cup (60 g) mini chocolate chips, plus extra for topping

Instructions
 

  •  Heat the oven to 375℉. Line 12 compartments of a standard muffin tin with paper liners or grease with oil spray.
  • Since this muffin recipe uses less added oil than most traditional muffin recipes, I find that silicone liners or disposable liners with a natural food-grade silicone coating (I like If You Care baking cup liners) work best to prevent sticking. If using traditional paper liners without a coating, lightly spray them with cooking spray before filling so the muffins release more easily after cooling.
  • Add the oats, pumpkin pie spice, baking powder, baking soda and salt to your blender. Blend until the mixture looks like flour, about 30 seconds. Pour the oat flour into a large bowl.
  • Add the pumpkin puree, mashed banana, maple syrup, oil, eggs, vanilla, and Greek yogurt to the bowl with the oat mixture
  • Mix together until just combined.
  • Add in the chocolate chips and mix in until evenly distributed throughout the batter.
  • Let the batter rest (if you have time). I've found that letting the batter rest for 10–15 minutes before portioning out into the muffin tin gives the oat flour time to properly hydrate, which helps create a better rise and a more tender crumb. That said, I've also tested these muffins without resting the batter and they still turn out beautifully! So give the batter a little rest if you have the time, but don't worry about skipping it if you don't.
  • Use a 1/4 cup measuring cup or scoop to divide the batter into the 12 prepared muffin cups and top each one with a few more chocolate chips, if you’d like.
  • Bake until the tops are lightly golden brown and the muffins have an internal temperature of 200℉, about 18-20 minutes.
  •  Allow muffins to cool completely then enjoy or store in an airtight container at room temperature for a day then refrigerate for 4 to 5 days. Muffins can be individually wrapped then frozen for up to 2 months.
Serving: 1muffin, Calories: 188kcal, Carbohydrates: 26g, Protein: 4g, Fat: 8g, Saturated Fat: 2g, Polyunsaturated Fat: 1g, Monounsaturated Fat: 4g, Trans Fat: 0.01g, Cholesterol: 32mg, Sodium: 198mg, Potassium: 189mg, Fiber: 3g, Sugar: 12g, Vitamin A: 2455IU, Vitamin C: 2mg, Calcium: 60mg, Iron: 1mg
Nutritional information provided here is only an estimate shared for convenience and as a courtesy. Information will vary based on ingredients + brands used to create the recipe.